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Peacetime Service Veterans with service only during peacetime periods and active-duty military personnel must have had more than 180 days of active service. Homebuyers who have limited savings Borrowers with low-to-moderate incomes Members who are seeking relaxed lending guidelines for their debt and income Back to top Easy-to-OwnSM 3% Down Mortgage Advantages. The foregoing shall be considered a Year 2000 readiness disclosure to the maximum extent allowed under the Year 2000 Information and Readiness Disclosure Act. Now taking a loan is much more costlier.

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